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Insurance Broker

An insurance broker helps people and businesses find and arrange the right insurance, acting as a go-between with insurers. It suits friendly, detail-minded people who enjoy advising others, like building relationships and are comfortable with some sales and targets.

Insurance Broker

52

Finance & Accounting

AI IMPACT
AI CAN DO52%moving to90%
THE DOOR, NOWC
THE DOOR, 20 YRSE
STARTING PAYnot published
MOAT NOT YET CLASSIFIEDA real score, but the moat is not yet classified. No claim either way.
AI already does a lot of this work
AI can already do a large share of the day-to-day tasks in this job. We have not yet classified what, if anything, structurally protects it, so we make no claim either way about a moat. Learn the tools, and build the judgement that stays human.

The role

The work is understanding what a client needs, searching the market, explaining options and costs, arranging cover and helping when they need to claim. Good listening, clear explanation and trustworthiness matter, since clients rely on you to protect them properly, and attention to detail keeps cover and paperwork right.

It is mostly office or phone-based with regular weekday hours, though there may be sales targets, and pay is often a basic salary plus commission or bonus that grows with experience. The work mixes advising people with admin and following strict financial rules.

You can get in straight from school with good GCSEs, through an apprenticeship, or by starting in a junior role and gaining industry qualifications on the job. No degree is needed, but the sector is regulated, so you will train towards recognised insurance qualifications.

Daily responsibilities

  • Find out clients' insurance needs
  • Search the market for suitable cover
  • Explain policies, options and prices
  • Arrange and set up insurance
  • Help clients make claims
  • Keep accurate records and paperwork
  • Build relationships and bring in business
Careermash

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AI EXPOSURE = the share of a job's day-to-day tasks AI can already do today, from the same exposure engine used across this site (Anthropic labour market research, 2026, observed real-world AI usage by occupation). Higher means more exposed. It is a measurement of now, not a prediction. THE DOOR = how hard the job is to get into, grade A (easy) to E (extremely hard), from each career's published forecast (OpenAI, "The AI Jobs Transition Framework", Richmond 2026, CC BY 4.0). A card marked MOAT NOT YET CLASSIFIED has a real exposure score but no entry yet in our moat register, so we make no claim about what structurally protects it. Scorecard grades and verdicts are Careermash editorial judgment: we show forecasts as forecasts and own our conclusions. Salary and pathway figures are each career's own published profile. Careermash is a service provided by What School Ltd.

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