Financial Technology

Financial technology, or fintech, is one of the most rapidly evolving fields at the intersection of finance, technology, and regulation. It encompasses digital banking, payment systems, blockchain and distributed ledger technology, algorithmic trading, robo-advice, insurtech, and the regulatory technology that helps financial institutions comply with increasingly complex rules. The emergence of fintech has disrupted established financial services models and created demand for professionals who understand both the financial principles at stake and the technological systems that are transforming how those principles are applied.

At the University of Portsmouth, you will study financial technology over three years of full-time study, with the programme including a sandwich year with a work placement, a year abroad, and a work placement within the sandwich structure. This gives you an exceptionally broad range of professional and international experiences alongside the academic content. The curriculum covers the fundamentals of finance, including financial markets, investment, risk management, and the regulatory framework, alongside technology content in programming, data analysis, cybersecurity, blockchain, and digital product development.

You will engage with the real challenges facing financial institutions in the digital age, from data privacy and security to the disruption of traditional business models by new entrants. The placement year gives you direct experience in a fintech, banking, or related environment.

Graduates from financial technology programmes are entering one of the most dynamic employment markets in the financial services sector. Roles in fintech startups, established banks and financial institutions undergoing digital transformation, technology consultancies, and regulatory bodies are all destinations for graduates with this combination of knowledge and skills. Business analyst, product manager, fintech developer, risk and compliance analyst, and digital payments specialist are among the role types for which this degree prepares you.

The international perspective developed through the year abroad is valuable in a sector that operates globally. Postgraduate study in financial technology, computer science, finance, or data science is an option for those who want to deepen their technical or financial expertise.